Call reports 2018
HEARTLAND STATE BANK — 2018
What HEARTLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,941,000 | 82,026,000 | 87,874,000 | 87,210,000 |
| Total loans | 65,782,000 | 69,777,000 | 75,464,000 | 74,556,000 |
| Allowance for loan losses | 824,000 | 834,000 | 841,000 | 837,000 |
| Securities available for sale | 2,211,000 | 3,386,000 | 2,315,000 | 2,315,000 |
| Securities held to maturity | 3,494,000 | 3,454,000 | 3,453,000 | 3,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,374,000 | 67,341,000 | 61,641,000 | 68,247,000 |
| Interest-bearing deposits | 47,950,000 | 50,545,000 | 46,153,000 | 48,807,000 |
| Noninterest-bearing deposits | 18,424,000 | 16,796,000 | 15,488,000 | 19,440,000 |
| Equity capital | 10,248,000 | 10,323,000 | 10,432,000 | 10,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,145,000 | 3,355,000 | 4,619,000 |
| Interest expense | 106,000 | 223,000 | 384,000 | 584,000 |
| Net interest income | 908,000 | 1,922,000 | 2,971,000 | 4,035,000 |
| Noninterest income | 142,000 | 292,000 | 466,000 | 600,000 |
| Noninterest expense | 570,000 | 1,240,000 | 1,826,000 | 2,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 480,000 | 974,000 | 1,664,000 | 2,151,000 |
| Income tax | 31,000 | 60,000 | 103,000 | 121,000 |
| Net income | 449,000 | 914,000 | 1,561,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,216,000 | 10,276,000 | 10,459,000 | 10,280,000 |
| Total capital | 11,040,000 | 11,110,000 | 11,300,000 | 11,117,000 |
| Risk-weighted assets | 76,158,000 | 79,540,000 | 84,205,000 | 83,997,000 |