Call reports 2017
HEARTLAND STATE BANK — 2017
What HEARTLAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,669,000 | 77,886,000 | 78,770,000 | 81,941,000 |
| Total loans | 58,833,000 | 63,082,000 | 66,863,000 | 65,699,000 |
| Allowance for loan losses | 738,000 | 706,000 | 784,000 | 821,000 |
| Securities available for sale | 2,891,000 | 2,115,000 | 2,270,000 | 2,244,000 |
| Securities held to maturity | 3,718,000 | 3,678,000 | 3,676,000 | 3,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,362,000 | 66,461,000 | 62,269,000 | 69,408,000 |
| Interest-bearing deposits | 47,357,000 | 49,491,000 | 45,895,000 | 42,532,000 |
| Noninterest-bearing deposits | 18,005,000 | 16,970,000 | 16,374,000 | 26,876,000 |
| Equity capital | 9,853,000 | 9,956,000 | 10,093,000 | 10,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,849,000 | 2,877,000 | 3,923,000 |
| Interest expense | 76,000 | 156,000 | 246,000 | 348,000 |
| Net interest income | 794,000 | 1,693,000 | 2,631,000 | 3,575,000 |
| Noninterest income | 139,000 | 290,000 | 448,000 | 607,000 |
| Noninterest expense | 559,000 | 1,124,000 | 1,699,000 | 2,400,000 |
| Provision for loan losses | 0 | 110,000 | 185,000 | 185,000 |
| Pretax income | 374,000 | 749,000 | 1,195,000 | 1,597,000 |
| Income tax | 25,000 | 47,000 | 73,000 | 82,000 |
| Net income | 349,000 | 702,000 | 1,122,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,812,000 | 9,886,000 | 10,024,000 | 10,081,000 |
| Total capital | 10,550,000 | 10,592,000 | 10,808,000 | 10,902,000 |
| Risk-weighted assets | 68,470,000 | 71,556,000 | 75,038,000 | 75,343,000 |