Call reports 2016
HEARTLAND STATE BANK — 2016
What HEARTLAND STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,216,000 | 79,824,000 | 77,272,000 | 76,431,000 |
| Total loans | 62,195,000 | 65,345,000 | 65,980,000 | 60,320,000 |
| Allowance for loan losses | 693,000 | 747,000 | 745,000 | 743,000 |
| Securities available for sale | 2,069,000 | 2,454,000 | 1,928,000 | 1,848,000 |
| Securities held to maturity | 3,975,000 | 4,104,000 | 4,102,000 | 3,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,245,000 | 68,611,000 | 64,560,000 | 65,106,000 |
| Interest-bearing deposits | 44,638,000 | 50,122,000 | 46,443,000 | 47,101,000 |
| Noninterest-bearing deposits | 22,607,000 | 18,489,000 | 18,117,000 | 18,005,000 |
| Equity capital | 9,437,000 | 9,662,000 | 9,825,000 | 9,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,008,000 | 2,996,000 | 3,953,000 |
| Interest expense | 64,000 | 129,000 | 195,000 | 260,000 |
| Net interest income | 932,000 | 1,879,000 | 2,801,000 | 3,693,000 |
| Noninterest income | 133,000 | 278,000 | 407,000 | 561,000 |
| Noninterest expense | 550,000 | 1,121,000 | 1,698,000 | 2,319,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 515,000 | 1,011,000 | 1,485,000 | 1,910,000 |
| Income tax | 35,000 | 63,000 | 93,000 | 78,000 |
| Net income | 480,000 | 948,000 | 1,392,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,368,000 | 9,561,000 | 9,728,000 | 9,815,000 |
| Total capital | 10,061,000 | 10,308,000 | 11,218,000 | 11,301,000 |
| Risk-weighted assets | 70,782,000 | 73,957,000 | 73,149,000 | 69,064,000 |