Call reports 2012
HEARTLAND STATE BANK — 2012
What HEARTLAND STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,501,000 | 70,860,000 | 73,143,000 | 79,168,000 |
| Total loans | 57,254,000 | 59,281,000 | 59,961,000 | 62,291,000 |
| Allowance for loan losses | 601,000 | 619,000 | 640,000 | 652,000 |
| Securities available for sale | 4,339,000 | 4,783,000 | 3,941,000 | 3,873,000 |
| Securities held to maturity | 1,890,000 | 2,465,000 | 2,465,000 | 2,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,763,000 | 60,081,000 | 62,709,000 | 66,046,000 |
| Interest-bearing deposits | 46,801,000 | 49,595,000 | 50,536,000 | 50,457,000 |
| Noninterest-bearing deposits | 12,962,000 | 10,486,000 | 12,173,000 | 15,589,000 |
| Equity capital | 6,955,000 | 7,093,000 | 7,350,000 | 7,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,121,000 | 3,223,000 | 4,276,000 |
| Interest expense | 117,000 | 233,000 | 343,000 | 436,000 |
| Net interest income | 961,000 | 1,888,000 | 2,880,000 | 3,840,000 |
| Noninterest income | 71,000 | 146,000 | 243,000 | 524,000 |
| Noninterest expense | 604,000 | 1,172,000 | 1,794,000 | 2,551,000 |
| Provision for loan losses | 0 | 45,000 | 70,000 | 70,000 |
| Pretax income | 428,000 | 817,000 | 1,259,000 | 1,743,000 |
| Income tax | 26,000 | 49,000 | 75,000 | 74,000 |
| Net income | 402,000 | 768,000 | 1,184,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,798,000 | 6,929,000 | 7,198,000 | 7,265,000 |
| Total capital | 7,399,000 | 7,548,000 | 7,838,000 | 7,917,000 |
| Risk-weighted assets | 60,080,000 | 60,766,000 | 61,011,000 | 63,557,000 |