Call reports 2011
HEARTLAND STATE BANK — 2011
What HEARTLAND STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,710,000 | 68,451,000 | 72,492,000 | 70,964,000 |
| Total loans | 50,464,000 | 56,134,000 | 61,943,000 | 59,545,000 |
| Allowance for loan losses | 525,000 | 572,000 | 612,000 | 605,000 |
| Securities available for sale | 4,227,000 | 4,141,000 | 4,287,000 | 4,506,000 |
| Securities held to maturity | 1,890,000 | 1,890,000 | 1,890,000 | 1,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,206,000 | 55,202,000 | 55,685,000 | 57,748,000 |
| Interest-bearing deposits | 45,494,000 | 46,397,000 | 45,902,000 | 45,946,000 |
| Noninterest-bearing deposits | 9,712,000 | 8,805,000 | 9,783,000 | 11,802,000 |
| Equity capital | 5,805,000 | 6,080,000 | 6,421,000 | 6,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 2,016,000 | 3,148,000 | 4,227,000 |
| Interest expense | 164,000 | 322,000 | 478,000 | 619,000 |
| Net interest income | 810,000 | 1,694,000 | 2,670,000 | 3,608,000 |
| Noninterest income | 80,000 | 164,000 | 280,000 | 453,000 |
| Noninterest expense | 560,000 | 1,131,000 | 1,693,000 | 2,376,000 |
| Provision for loan losses | 0 | 48,000 | 95,000 | 116,000 |
| Pretax income | 330,000 | 679,000 | 1,163,000 | 1,570,000 |
| Income tax | 20,000 | 46,000 | 81,000 | 78,000 |
| Net income | 310,000 | 658,000 | 1,082,000 | 1,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,729,000 | 5,952,000 | 6,251,000 | 6,536,000 |
| Total capital | 6,254,000 | 6,524,000 | 6,863,000 | 7,141,000 |
| Risk-weighted assets | 53,458,000 | 57,641,000 | 63,553,000 | 61,251,000 |