Call reports 2007
HEARTLAND STATE BANK — 2007
What HEARTLAND STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,283,000 | 41,006,000 | 43,743,000 | 45,781,000 |
| Total loans | 29,114,000 | 33,127,000 | 32,954,000 | 35,345,000 |
| Allowance for loan losses | 382,000 | 427,000 | 427,000 | 401,000 |
| Securities available for sale | 4,036,000 | 3,883,000 | 3,980,000 | 4,173,000 |
| Securities held to maturity | 352,000 | 618,000 | 617,000 | 604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,272,000 | 33,006,000 | 36,389,000 | 38,293,000 |
| Interest-bearing deposits | 25,659,000 | 28,857,000 | 32,037,000 | 33,003,000 |
| Noninterest-bearing deposits | 4,613,000 | 4,149,000 | 4,352,000 | 5,290,000 |
| Equity capital | 3,110,000 | 2,868,000 | 3,673,000 | 3,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,526,000 | 2,364,000 | 3,210,000 |
| Interest expense | 260,000 | 596,000 | 982,000 | 1,358,000 |
| Net interest income | 480,000 | 930,000 | 1,382,000 | 1,852,000 |
| Noninterest income | 62,000 | 127,000 | 217,000 | 300,000 |
| Noninterest expense | 350,000 | 819,000 | 1,218,000 | 1,692,000 |
| Provision for loan losses | 39,000 | 85,000 | 85,000 | 85,000 |
| Pretax income | 153,000 | 153,000 | 296,000 | 375,000 |
| Income tax | 7,000 | 10,000 | 15,000 | 24,000 |
| Net income | 146,000 | 143,000 | 281,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,096,000 | 2,906,000 | 3,659,000 | 3,729,000 |
| Total capital | 3,478,000 | 3,317,000 | 4,089,000 | 4,130,000 |
| Risk-weighted assets | 30,630,000 | 32,859,000 | 34,361,000 | 36,803,000 |
Machine access — free, no API key
Every figure shown here about HEARTLAND STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.