Call reports 2005
HEARTLAND STATE BANK — 2005
What HEARTLAND STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,131,000 | 30,988,000 | 33,212,000 | 35,567,000 |
| Total loans | 24,988,000 | 25,551,000 | 26,945,000 | 28,766,000 |
| Allowance for loan losses | 273,000 | 274,000 | 296,000 | 316,000 |
| Securities available for sale | 2,408,000 | 2,779,000 | 3,087,000 | 3,570,000 |
| Securities held to maturity | 529,000 | 386,000 | 386,000 | 372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,884,000 | 27,344,000 | 27,063,000 | 28,220,000 |
| Interest-bearing deposits | 23,156,000 | 22,977,000 | 23,006,000 | 23,618,000 |
| Noninterest-bearing deposits | 4,728,000 | 4,367,000 | 4,057,000 | 4,602,000 |
| Equity capital | 2,543,000 | 2,654,000 | 2,648,000 | 2,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 1,002,000 | 1,515,000 | 2,154,000 |
| Interest expense | 119,000 | 242,000 | 390,000 | 556,000 |
| Net interest income | 363,000 | 760,000 | 1,125,000 | 1,598,000 |
| Noninterest income | 64,000 | 133,000 | 218,000 | 294,000 |
| Noninterest expense | 293,000 | 607,000 | 908,000 | 1,238,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 181,000 |
| Pretax income | 134,000 | 286,000 | 412,000 | 475,000 |
| Income tax | 11,000 | 13,000 | 22,000 | 11,000 |
| Net income | 123,000 | 273,000 | 390,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,543,000 | 2,631,000 | 2,631,000 | 2,705,000 |
| Total capital | 2,816,000 | 2,905,000 | 2,927,000 | 3,021,000 |
| Risk-weighted assets | 24,027,000 | 25,052,000 | 26,667,000 | 28,659,000 |
Machine access — free, no API key
Every figure shown here about HEARTLAND STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.