Call reports 2001
CITIZENS BANK OF TEXAS, NATIONAL ASSOCIATION — 2001
What CITIZENS BANK OF TEXAS, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,402,000 | 110,956,000 | 121,476,000 | 117,111,000 |
| Total loans | 86,096,000 | 89,362,000 | 88,817,000 | 90,716,000 |
| Allowance for loan losses | 1,172,000 | 1,161,000 | 1,163,000 | 1,159,000 |
| Securities available for sale | 1,462,000 | 1,366,000 | 1,373,000 | 1,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,363,000 | 91,738,000 | 101,903,000 | 97,741,000 |
| Interest-bearing deposits | 65,398,000 | 71,492,000 | 76,514,000 | 77,321,000 |
| Noninterest-bearing deposits | 21,965,000 | 20,246,000 | 25,389,000 | 20,420,000 |
| Equity capital | 18,398,000 | 18,681,000 | 18,993,000 | 19,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,245,000 | 4,386,000 | 6,495,000 | 8,305,000 |
| Interest expense | 788,000 | 1,521,000 | 2,271,000 | 2,945,000 |
| Net interest income | 1,457,000 | 2,865,000 | 4,224,000 | 5,360,000 |
| Noninterest income | 277,000 | 570,000 | 842,000 | 1,140,000 |
| Noninterest expense | 1,219,000 | 2,410,000 | 3,493,000 | 4,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 1,025,000 | 1,573,000 | 1,905,000 |
| Income tax | 231,000 | 461,000 | 705,000 | 874,000 |
| Net income | 284,000 | 564,000 | 868,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,125,000 | 10,604,000 | 11,068,000 | 11,392,000 |
| Total capital | 11,177,000 | 11,703,000 | 12,193,000 | 12,526,000 |
| Risk-weighted assets | 84,055,000 | 87,857,000 | 89,562,000 | 90,857,000 |