Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 153,714,000 | 155,222,000 |
| Total loans | 69,074,000 | 69,425,000 |
| Allowance for loan losses | 642,000 | 695,000 |
| Securities available for sale | 51,855,000 | 57,626,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 135,617,000 | 137,472,000 |
| Interest-bearing deposits | 119,450,000 | 120,271,000 |
| Noninterest-bearing deposits | 16,167,000 | 17,201,000 |
| Equity capital | 17,457,000 | 15,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,474,000 | 2,984,000 |
| Interest expense | 428,000 | 862,000 |
| Net interest income | 1,046,000 | 2,122,000 |
| Noninterest income | 126,000 | 289,000 |
| Noninterest expense | 923,000 | 1,610,000 |
| Provision for loan losses | 60,000 | 80,000 |
| Pretax income | 663,000 | 1,194,000 |
| Income tax | 32,000 | 38,000 |
| Net income | 631,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 15,946,000 | 14,027,000 |
| Total capital | 16,588,000 | 14,722,000 |
| Risk-weighted assets | 88,784,000 | 86,310,000 |