Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,959,000 | 95,413,000 | 98,572,000 | 102,137,000 |
| Total loans | 61,391,000 | 61,579,000 | 62,602,000 | 57,912,000 |
| Allowance for loan losses | 562,000 | 569,000 | 573,000 | 562,000 |
| Securities available for sale | 24,572,000 | 26,814,000 | 25,480,000 | 28,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,922,000 | 84,537,000 | 86,963,000 | 90,382,000 |
| Interest-bearing deposits | 79,189,000 | 76,165,000 | 77,632,000 | 78,998,000 |
| Noninterest-bearing deposits | 8,733,000 | 8,372,000 | 9,331,000 | 11,384,000 |
| Equity capital | 8,707,000 | 9,551,000 | 10,082,000 | 10,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,058,000 | 4,612,000 | 6,127,000 |
| Interest expense | 702,000 | 1,399,000 | 2,071,000 | 2,737,000 |
| Net interest income | 806,000 | 1,659,000 | 2,541,000 | 3,390,000 |
| Noninterest income | 122,000 | 234,000 | 355,000 | 484,000 |
| Noninterest expense | 597,000 | 1,141,000 | 1,732,000 | 2,342,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 316,000 | 722,000 | 1,119,000 | 1,472,000 |
| Income tax | 15,000 | 36,000 | 56,000 | 73,000 |
| Net income | 301,000 | 686,000 | 1,063,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,507,000 | 8,732,000 | 8,989,000 | 9,205,000 |
| Total capital | 9,069,000 | 9,301,000 | 9,562,000 | 9,767,000 |
| Risk-weighted assets | 61,788,000 | 60,936,000 | 62,758,000 | 59,678,000 |