Call reports 2016
STATE BANK IN EDEN VALLEY — 2016
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 32,428,000 | 32,548,000 | 35,717,000 |
| Total loans | 16,108,000 | 15,357,000 | 15,366,000 |
| Allowance for loan losses | 167,000 | 153,000 | 153,000 |
| Securities available for sale | 9,622,000 | 9,320,000 | 11,218,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 29,256,000 | 29,527,000 | 32,793,000 |
| Interest-bearing deposits | 17,887,000 | 17,848,000 | 17,767,000 |
| Noninterest-bearing deposits | 11,369,000 | 11,679,000 | 15,026,000 |
| Equity capital | 2,932,000 | 3,002,000 | 2,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 295,000 | 574,000 | 869,000 |
| Interest expense | 13,000 | 24,000 | 37,000 |
| Net interest income | 282,000 | 550,000 | 832,000 |
| Noninterest income | 27,000 | 53,000 | 50,000 |
| Noninterest expense | 231,000 | 471,000 | 712,000 |
| Provision for loan losses | 15,000 | 0 | 0 |
| Pretax income | 63,000 | 155,000 | 209,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 63,000 | 155,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 2,929,000 | 2,944,000 | 2,954,000 |
| Total capital | 3,096,000 | 3,097,000 | 3,107,000 |
| Risk-weighted assets | 25,810,000 | 21,344,000 | 22,192,000 |