Call reports 2015
STATE BANK IN EDEN VALLEY — 2015
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,530,000 | 31,195,000 | 33,978,000 | 34,517,000 |
| Total loans | 17,538,000 | 17,315,000 | 16,844,000 | 16,359,000 |
| Allowance for loan losses | 228,000 | 235,000 | 193,000 | 153,000 |
| Securities available for sale | 9,869,000 | 9,699,000 | 8,208,000 | 8,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,532,000 | 27,458,000 | 30,926,000 | 31,461,000 |
| Interest-bearing deposits | 16,791,000 | 17,546,000 | 17,725,000 | 18,974,000 |
| Noninterest-bearing deposits | 11,742,000 | 9,912,000 | 13,201,000 | 12,487,000 |
| Equity capital | 2,932,000 | 2,850,000 | 3,000,000 | 3,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 605,000 | 909,000 | 1,198,000 |
| Interest expense | 11,000 | 24,000 | 38,000 | 51,000 |
| Net interest income | 291,000 | 581,000 | 871,000 | 1,147,000 |
| Noninterest income | 20,000 | 48,000 | 75,000 | 96,000 |
| Noninterest expense | 216,000 | 456,000 | 685,000 | 925,000 |
| Provision for loan losses | 0 | 6,000 | -50,000 | -40,000 |
| Pretax income | 96,000 | 169,000 | 316,000 | 364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 169,000 | 316,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,950,000 | 2,945,000 | 3,045,000 | 3,093,000 |
| Total capital | 3,178,000 | 3,180,000 | 3,238,000 | 3,246,000 |
| Risk-weighted assets | 19,868,000 | 19,443,000 | 22,410,000 | 21,463,000 |