Call reports 2014
STATE BANK IN EDEN VALLEY — 2014
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,895,000 | 29,924,000 | 30,972,000 | 32,837,000 |
| Total loans | 15,705,000 | 16,142,000 | 16,510,000 | 17,458,000 |
| Allowance for loan losses | 257,000 | 234,000 | 235,000 | 233,000 |
| Securities available for sale | 11,508,000 | 10,496,000 | 10,502,000 | 10,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,244,000 | 26,926,000 | 27,087,000 | 28,861,000 |
| Interest-bearing deposits | 19,291,000 | 19,366,000 | 18,672,000 | 18,280,000 |
| Noninterest-bearing deposits | 9,953,000 | 7,560,000 | 8,415,000 | 10,581,000 |
| Equity capital | 2,617,000 | 2,756,000 | 2,837,000 | 2,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 591,000 | 890,000 | 1,195,000 |
| Interest expense | 14,000 | 30,000 | 43,000 | 57,000 |
| Net interest income | 271,000 | 561,000 | 847,000 | 1,138,000 |
| Noninterest income | 29,000 | 57,000 | 83,000 | 111,000 |
| Noninterest expense | 215,000 | 459,000 | 683,000 | 907,000 |
| Provision for loan losses | 0 | -25,000 | -25,000 | -25,000 |
| Pretax income | 86,000 | 181,000 | 269,000 | 364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 181,000 | 269,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,929,000 | 2,940,000 | 2,985,000 | 3,080,000 |
| Total capital | 3,176,000 | 3,174,000 | 3,220,000 | 3,313,000 |
| Risk-weighted assets | 19,712,000 | 18,775,000 | 18,940,000 | 19,164,000 |