Call reports 2013
STATE BANK IN EDEN VALLEY — 2013
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,270,000 | 29,447,000 | 29,340,000 | 30,685,000 |
| Total loans | 15,268,000 | 15,679,000 | 15,643,000 | 17,052,000 |
| Allowance for loan losses | 300,000 | 301,000 | 334,000 | 268,000 |
| Securities available for sale | 9,522,000 | 10,944,000 | 10,905,000 | 10,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,206,000 | 26,246,000 | 25,501,000 | 25,831,000 |
| Interest-bearing deposits | 18,698,000 | 18,468,000 | 18,142,000 | 18,171,000 |
| Noninterest-bearing deposits | 8,508,000 | 7,779,000 | 7,359,000 | 7,660,000 |
| Equity capital | 3,014,000 | 2,408,000 | 2,527,000 | 2,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 582,000 | 877,000 | 1,186,000 |
| Interest expense | 22,000 | 43,000 | 62,000 | 79,000 |
| Net interest income | 271,000 | 539,000 | 815,000 | 1,107,000 |
| Noninterest income | 86,000 | 246,000 | 271,000 | 347,000 |
| Noninterest expense | 256,000 | 492,000 | 705,000 | 918,000 |
| Provision for loan losses | 0 | 0 | 0 | -70,000 |
| Pretax income | 112,000 | 301,000 | 377,000 | 574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 301,000 | 377,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,055,000 | 2,898,000 | 2,944,000 | 3,141,000 |
| Total capital | 3,283,000 | 3,121,000 | 3,163,000 | 3,377,000 |
| Risk-weighted assets | 18,182,000 | 17,802,000 | 17,439,000 | 18,849,000 |