Call reports 2012
STATE BANK IN EDEN VALLEY — 2012
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,770,000 | 28,050,000 | 28,508,000 | 29,880,000 |
| Total loans | 16,510,000 | 16,552,000 | 15,739,000 | 15,134,000 |
| Allowance for loan losses | 353,000 | 362,000 | 375,000 | 303,000 |
| Securities available for sale | 6,917,000 | 7,571,000 | 7,929,000 | 9,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,788,000 | 25,050,000 | 25,488,000 | 26,842,000 |
| Interest-bearing deposits | 18,647,000 | 19,167,000 | 19,353,000 | 18,342,000 |
| Noninterest-bearing deposits | 6,141,000 | 5,883,000 | 6,135,000 | 8,500,000 |
| Equity capital | 2,933,000 | 2,951,000 | 2,958,000 | 2,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 650,000 | 958,000 | 1,267,000 |
| Interest expense | 32,000 | 60,000 | 84,000 | 110,000 |
| Net interest income | 296,000 | 590,000 | 874,000 | 1,157,000 |
| Noninterest income | 88,000 | 117,000 | 142,000 | 181,000 |
| Noninterest expense | 244,000 | 467,000 | 750,000 | 1,016,000 |
| Provision for loan losses | 15,000 | 15,000 | 30,000 | 40,000 |
| Pretax income | 202,000 | 362,000 | 434,000 | 505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 362,000 | 434,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,852,000 | 2,869,000 | 2,889,000 | 2,961,000 |
| Total capital | 3,121,000 | 3,116,000 | 3,133,000 | 3,198,000 |
| Risk-weighted assets | 20,667,000 | 18,863,000 | 18,592,000 | 18,104,000 |