Call reports 2011
STATE BANK IN EDEN VALLEY — 2011
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,159,000 | 27,460,000 | 27,371,000 | 27,711,000 |
| Total loans | 16,853,000 | 17,844,000 | 17,220,000 | 16,869,000 |
| Allowance for loan losses | 329,000 | 329,000 | 426,000 | 271,000 |
| Securities available for sale | 7,322,000 | 6,826,000 | 6,267,000 | 8,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,779,000 | 24,691,000 | 24,376,000 | 24,695,000 |
| Interest-bearing deposits | 19,418,000 | 19,023,000 | 18,612,000 | 18,655,000 |
| Noninterest-bearing deposits | 6,361,000 | 5,668,000 | 5,764,000 | 6,040,000 |
| Equity capital | 2,337,000 | 2,738,000 | 2,938,000 | 2,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 713,000 | 1,057,000 | 1,383,000 |
| Interest expense | 51,000 | 97,000 | 137,000 | 172,000 |
| Net interest income | 306,000 | 616,000 | 920,000 | 1,211,000 |
| Noninterest income | 52,000 | 53,000 | 91,000 | 122,000 |
| Noninterest expense | 244,000 | 471,000 | 707,000 | 957,000 |
| Provision for loan losses | 60,000 | 70,000 | 165,000 | 180,000 |
| Pretax income | 50,000 | 182,000 | 289,000 | 406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 182,000 | 289,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,553,000 | 2,685,000 | 2,792,000 | 2,909,000 |
| Total capital | 2,803,000 | 2,936,000 | 3,037,000 | 3,180,000 |
| Risk-weighted assets | 19,179,000 | 19,266,000 | 18,675,000 | 21,668,000 |