Call reports 2010
STATE BANK IN EDEN VALLEY — 2010
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,220,000 | 28,521,000 | 29,836,000 | 28,479,000 |
| Total loans | 20,363,000 | 19,624,000 | 17,519,000 | 17,504,000 |
| Allowance for loan losses | 577,000 | 421,000 | 244,000 | 276,000 |
| Securities available for sale | 4,455,000 | 4,799,000 | 5,338,000 | 7,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,342,000 | 25,466,000 | 26,675,000 | 25,715,000 |
| Interest-bearing deposits | 21,461,000 | 20,167,000 | 20,722,000 | 20,010,000 |
| Noninterest-bearing deposits | 4,881,000 | 5,299,000 | 5,953,000 | 5,705,000 |
| Equity capital | 2,463,000 | 2,507,000 | 2,592,000 | 2,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 754,000 | 1,127,000 | 1,483,000 |
| Interest expense | 94,000 | 179,000 | 250,000 | 314,000 |
| Net interest income | 288,000 | 575,000 | 877,000 | 1,169,000 |
| Noninterest income | 41,000 | 73,000 | 102,000 | -60,000 |
| Noninterest expense | 253,000 | 707,000 | 1,003,000 | 1,103,000 |
| Provision for loan losses | 140,000 | 320,000 | 410,000 | 440,000 |
| Pretax income | -59,000 | -370,000 | -308,000 | -263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | -370,000 | -308,000 | -263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,507,000 | 2,397,000 | 2,458,000 | 2,503,000 |
| Total capital | 2,783,000 | 2,677,000 | 2,702,000 | 2,759,000 |
| Risk-weighted assets | 21,799,000 | 21,481,000 | 20,162,000 | 19,688,000 |