Call reports 2009
STATE BANK IN EDEN VALLEY — 2009
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,301,000 | 30,546,000 | 31,296,000 | 30,569,000 |
| Total loans | 20,168,000 | 21,053,000 | 20,967,000 | 21,249,000 |
| Allowance for loan losses | 176,000 | 436,000 | 345,000 | 469,000 |
| Securities available for sale | 8,870,000 | 7,338,000 | 6,578,000 | 5,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,269,000 | 25,519,000 | 26,144,000 | 26,676,000 |
| Interest-bearing deposits | 21,188,000 | 20,681,000 | 4,682,000 | 21,102,000 |
| Noninterest-bearing deposits | 4,082,000 | 4,839,000 | 21,462,000 | 5,574,000 |
| Equity capital | 2,765,000 | 2,609,000 | 2,714,000 | 2,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 880,000 | 1,300,000 | 1,706,000 |
| Interest expense | 158,000 | 303,000 | 429,000 | 542,000 |
| Net interest income | 273,000 | 577,000 | 871,000 | 1,164,000 |
| Noninterest income | 52,000 | 102,000 | 147,000 | 189,000 |
| Noninterest expense | 255,000 | 511,000 | 775,000 | 1,120,000 |
| Provision for loan losses | 9,000 | 282,000 | 322,000 | 422,000 |
| Pretax income | 78,000 | -95,000 | -20,000 | -129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | -95,000 | -20,000 | -129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,774,000 | 2,600,000 | 2,674,000 | 2,566,000 |
| Total capital | 2,950,000 | 2,895,000 | 2,970,000 | 2,864,000 |
| Risk-weighted assets | 22,168,000 | 22,931,000 | 22,884,000 | 22,875,000 |