Call reports 2008
STATE BANK IN EDEN VALLEY — 2008
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,203,000 | 30,035,000 | 30,359,000 | 31,564,000 |
| Total loans | 19,560,000 | 19,248,000 | 19,783,000 | 19,601,000 |
| Allowance for loan losses | 186,000 | 190,000 | 199,000 | 183,000 |
| Securities available for sale | 7,711,000 | 7,404,000 | 8,574,000 | 8,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,788,000 | 24,103,000 | 23,423,000 | 25,302,000 |
| Interest-bearing deposits | 21,199,000 | 20,028,000 | 19,384,000 | 20,914,000 |
| Noninterest-bearing deposits | 3,589,000 | 4,075,000 | 4,039,000 | 4,388,000 |
| Equity capital | 2,819,000 | 2,655,000 | 2,714,000 | 2,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 955,000 | 1,416,000 | 1,883,000 |
| Interest expense | 193,000 | 361,000 | 525,000 | 694,000 |
| Net interest income | 339,000 | 594,000 | 891,000 | 1,189,000 |
| Noninterest income | 15,000 | 107,000 | 171,000 | 222,000 |
| Noninterest expense | 209,000 | 426,000 | 656,000 | 902,000 |
| Provision for loan losses | 10,000 | 19,000 | 28,000 | 37,000 |
| Pretax income | 140,000 | 261,000 | 383,000 | 477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 261,000 | 383,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,739,000 | 2,744,000 | 2,817,000 | 2,912,000 |
| Total capital | 2,925,000 | 2,934,000 | 3,016,000 | 3,095,000 |
| Risk-weighted assets | 20,726,000 | 21,225,000 | 21,603,000 | 21,690,000 |