Call reports 2006
STATE BANK IN EDEN VALLEY — 2006
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,420,000 | 32,526,000 | 31,702,000 | 30,579,000 |
| Total loans | 18,906,000 | 19,932,000 | 18,826,000 | 18,866,000 |
| Allowance for loan losses | 154,000 | 162,000 | 140,000 | 140,000 |
| Securities available for sale | 10,713,000 | 10,106,000 | 10,643,000 | 10,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,377,000 | 28,630,000 | 27,436,000 | 26,491,000 |
| Interest-bearing deposits | 23,614,000 | 24,824,000 | 23,382,000 | 21,714,000 |
| Noninterest-bearing deposits | 3,763,000 | 3,806,000 | 4,054,000 | 4,777,000 |
| Equity capital | 2,607,000 | 2,493,000 | 2,809,000 | 2,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 942,000 | 1,440,000 | 1,931,000 |
| Interest expense | 164,000 | 346,000 | 557,000 | 758,000 |
| Net interest income | 294,000 | 596,000 | 883,000 | 1,173,000 |
| Noninterest income | 52,000 | 104,000 | 167,000 | 216,000 |
| Noninterest expense | 216,000 | 426,000 | 611,000 | 841,000 |
| Provision for loan losses | 9,000 | 18,000 | 39,000 | 39,000 |
| Pretax income | 121,000 | 241,000 | 385,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 241,000 | 385,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,864,000 | 2,889,000 | 2,975,000 | 3,097,000 |
| Total capital | 3,018,000 | 3,051,000 | 3,115,000 | 3,237,000 |
| Risk-weighted assets | 20,078,000 | 21,413,000 | 20,593,000 | 20,558,000 |