Call reports 2004
STATE BANK IN EDEN VALLEY — 2004
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,317,000 | 34,545,000 | 35,294,000 | 34,096,000 |
| Total loans | 19,549,000 | 19,590,000 | 20,217,000 | 20,419,000 |
| Allowance for loan losses | 180,000 | 175,000 | 174,000 | 168,000 |
| Securities available for sale | 11,325,000 | 12,915,000 | 11,738,000 | 10,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,586,000 | 29,393,000 | 29,559,000 | 28,756,000 |
| Interest-bearing deposits | 24,583,000 | 25,750,000 | 25,700,000 | 24,441,000 |
| Noninterest-bearing deposits | 4,004,000 | 3,643,000 | 3,859,000 | 4,315,000 |
| Equity capital | 3,428,000 | 2,870,000 | 3,432,000 | 3,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 946,000 | 1,438,000 | 1,925,000 |
| Interest expense | 123,000 | 241,000 | 366,000 | 497,000 |
| Net interest income | 347,000 | 705,000 | 1,072,000 | 1,428,000 |
| Noninterest income | 51,000 | 101,000 | 159,000 | 214,000 |
| Noninterest expense | 174,000 | 350,000 | 547,000 | 751,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 216,000 | 451,000 | 677,000 | 890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 451,000 | 677,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,211,000 | 3,339,000 | 3,554,000 |
| Total capital | 3,350,000 | 3,386,000 | 3,513,000 | 3,722,000 |
| Risk-weighted assets | 21,302,000 | 21,405,000 | 22,509,000 | 21,996,000 |