Call reports 2001
STATE BANK IN EDEN VALLEY — 2001
What STATE BANK IN EDEN VALLEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,054,000 | 26,851,000 | 27,603,000 | 28,222,000 |
| Total loans | 18,233,000 | 18,277,000 | 18,510,000 | 18,664,000 |
| Allowance for loan losses | 244,000 | 245,000 | 238,000 | 240,000 |
| Securities available for sale | 6,566,000 | 5,971,000 | 5,188,000 | 6,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,770,000 | 23,536,000 | 24,116,000 | 24,733,000 |
| Interest-bearing deposits | 20,790,000 | 20,652,000 | 20,556,000 | 20,689,000 |
| Noninterest-bearing deposits | 2,980,000 | 2,884,000 | 3,560,000 | 4,044,000 |
| Equity capital | 3,148,000 | 3,206,000 | 3,350,000 | 3,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,084,000 | 1,606,000 | 2,108,000 |
| Interest expense | 259,000 | 518,000 | 749,000 | 963,000 |
| Net interest income | 286,000 | 566,000 | 857,000 | 1,145,000 |
| Noninterest income | 46,000 | 102,000 | 152,000 | 258,000 |
| Noninterest expense | 158,000 | 318,000 | 473,000 | 665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 350,000 | 536,000 | 738,000 |
| Income tax | 17,000 | 32,000 | 32,000 | 2,000 |
| Net income | 157,000 | 318,000 | 504,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,053,000 | 3,111,000 | 3,240,000 | 3,384,000 |
| Total capital | 3,297,000 | 3,348,000 | 3,478,000 | 3,624,000 |
| Risk-weighted assets | 19,748,000 | 18,946,000 | 18,818,000 | 19,102,000 |