Call reports 2001
AMERICAN BANK — 2001
What AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,073,000 | 129,073,000 | 130,405,000 | 132,952,000 |
| Total loans | 106,697,000 | 103,641,000 | 108,272,000 | 108,194,000 |
| Allowance for loan losses | 784,000 | 776,000 | 727,000 | 812,000 |
| Securities available for sale | 9,714,000 | 8,679,000 | 9,471,000 | 8,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,598,000 | 100,417,000 | 99,343,000 | 103,165,000 |
| Interest-bearing deposits | 77,755,000 | 77,417,000 | 78,838,000 | 80,270,000 |
| Noninterest-bearing deposits | 22,843,000 | 23,000,000 | 20,505,000 | 22,895,000 |
| Equity capital | 9,236,000 | 9,652,000 | 10,152,000 | 10,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 4,871,000 | 7,376,000 | 9,820,000 |
| Interest expense | 1,076,000 | 2,043,000 | 2,961,000 | 3,760,000 |
| Net interest income | 1,385,000 | 2,828,000 | 4,415,000 | 6,060,000 |
| Noninterest income | 342,000 | 703,000 | 1,097,000 | 1,536,000 |
| Noninterest expense | 1,097,000 | 2,259,000 | 3,410,000 | 4,577,000 |
| Provision for loan losses | 51,000 | 60,000 | 123,000 | 212,000 |
| Pretax income | 602,000 | 1,235,000 | 2,006,000 | 2,836,000 |
| Income tax | 198,000 | 435,000 | 733,000 | 1,034,000 |
| Net income | 404,000 | 800,000 | 1,273,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,159,000 | 9,522,000 | 9,964,000 | 10,461,000 |
| Total capital | 9,943,000 | 10,298,000 | 10,691,000 | 11,273,000 |
| Risk-weighted assets | 89,338,000 | 88,885,000 | 93,708,000 | 95,283,000 |