Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 345,437,000 | 348,182,000 | 351,207,000 | 369,817,000 |
| Total loans | 206,671,000 | 185,800,000 | 218,933,000 | 218,883,000 |
| Allowance for loan losses | 1,096,000 | 1,093,000 | 1,082,000 | 1,095,000 |
| Securities available for sale | 89,595,000 | 83,549,000 | 92,634,000 | 91,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,059,000 | 308,501,000 | 308,671,000 | 325,175,000 |
| Interest-bearing deposits | 205,792,000 | 205,292,000 | 202,595,000 | 215,088,000 |
| Noninterest-bearing deposits | 102,267,000 | 103,209,000 | 106,076,000 | 110,087,000 |
| Equity capital | 36,031,000 | 38,021,000 | 40,616,000 | 43,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,554,000 | 9,188,000 | 13,884,000 | 18,678,000 |
| Interest expense | 1,498,000 | 2,990,000 | 4,479,000 | 5,961,000 |
| Net interest income | 3,056,000 | 6,198,000 | 9,405,000 | 12,717,000 |
| Noninterest income | 458,000 | 930,000 | 1,467,000 | 1,947,000 |
| Noninterest expense | 1,526,000 | 3,107,000 | 4,718,000 | 6,311,000 |
| Provision for loan losses | 3,000 | 0 | -11,000 | 2,000 |
| Pretax income | 1,988,000 | 4,021,000 | 6,154,000 | 8,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,988,000 | 4,021,000 | 6,154,000 | 8,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,857,000 | 42,386,000 | 43,921,000 | 46,119,000 |