Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,061,000 | 240,847,000 | 236,960,000 | 239,867,000 |
| Total loans | 115,487,000 | 121,903,000 | 120,465,000 | 121,875,000 |
| Allowance for loan losses | 808,000 | 807,000 | 807,000 | 782,000 |
| Securities available for sale | 89,824,000 | 92,175,000 | 89,888,000 | 91,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,238,000 | 195,467,000 | 188,508,000 | 199,976,000 |
| Interest-bearing deposits | 129,291,000 | 125,662,000 | 123,329,000 | 128,791,000 |
| Noninterest-bearing deposits | 68,947,000 | 69,805,000 | 65,179,000 | 71,185,000 |
| Equity capital | 24,126,000 | 24,880,000 | 25,339,000 | 24,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,888,000 | 3,788,000 | 5,689,000 | 7,522,000 |
| Interest expense | 98,000 | 207,000 | 322,000 | 436,000 |
| Net interest income | 1,790,000 | 3,581,000 | 5,367,000 | 7,086,000 |
| Noninterest income | 344,000 | 701,000 | 1,073,000 | 1,474,000 |
| Noninterest expense | 1,275,000 | 2,563,000 | 3,864,000 | 5,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 859,000 | 1,724,000 | 2,581,000 | 3,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 859,000 | 1,724,000 | 2,581,000 | 3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,866,000 | 23,394,000 | 23,998,000 | 24,736,000 |
| Total capital | 23,674,000 | 24,201,000 | 24,805,000 | 25,518,000 |
| Risk-weighted assets | 156,017,000 | 170,587,000 | 167,932,000 | 158,956,000 |