Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 224,191,000 | 230,789,000 | 226,304,000 | 230,960,000 |
| Total loans | 117,339,000 | 123,048,000 | 123,904,000 | 126,149,000 |
| Allowance for loan losses | 807,000 | 807,000 | 808,000 | 808,000 |
| Securities available for sale | 72,770,000 | 72,903,000 | 69,897,000 | 73,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,417,000 | 183,031,000 | 182,486,000 | 196,587,000 |
| Interest-bearing deposits | 126,813,000 | 121,494,000 | 123,080,000 | 131,413,000 |
| Noninterest-bearing deposits | 65,604,000 | 61,537,000 | 59,406,000 | 65,174,000 |
| Equity capital | 22,508,000 | 22,541,000 | 23,586,000 | 24,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,652,000 | 5,525,000 | 7,450,000 |
| Interest expense | 98,000 | 193,000 | 290,000 | 386,000 |
| Net interest income | 1,738,000 | 3,459,000 | 5,235,000 | 7,064,000 |
| Noninterest income | 330,000 | 642,000 | 985,000 | 1,316,000 |
| Noninterest expense | 1,194,000 | 2,509,000 | 3,785,000 | 5,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 874,000 | 1,592,000 | 2,434,000 | 3,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 874,000 | 1,592,000 | 2,434,000 | 3,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,207,000 | 21,559,000 | 22,401,000 | 23,277,000 |
| Total capital | 22,014,000 | 22,366,000 | 23,209,000 | 24,085,000 |
| Risk-weighted assets | 140,422,000 | 143,146,000 | 165,650,000 | 165,189,000 |