Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 216,436,000 | 211,835,000 | 217,076,000 | 230,891,000 |
| Total loans | 92,999,000 | 102,984,000 | 106,966,000 | 108,398,000 |
| Allowance for loan losses | 708,000 | 708,000 | 708,000 | 808,000 |
| Securities available for sale | 66,108,000 | 65,164,000 | 64,085,000 | 72,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,632,000 | 186,234,000 | 180,931,000 | 191,802,000 |
| Interest-bearing deposits | 137,174,000 | 128,924,000 | 123,736,000 | 125,503,000 |
| Noninterest-bearing deposits | 58,458,000 | 57,310,000 | 57,195,000 | 66,299,000 |
| Equity capital | 20,442,000 | 20,114,000 | 20,941,000 | 21,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,119,000 | 4,780,000 | 6,489,000 |
| Interest expense | 147,000 | 276,000 | 387,000 | 495,000 |
| Net interest income | 1,393,000 | 2,843,000 | 4,393,000 | 5,994,000 |
| Noninterest income | 314,000 | 643,000 | 962,000 | 1,220,000 |
| Noninterest expense | 1,149,000 | 2,378,000 | 3,554,000 | 4,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 558,000 | 1,118,000 | 1,811,000 | 2,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 1,118,000 | 1,811,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,899,000 | 19,202,000 | 19,695,000 | 20,299,000 |
| Total capital | 19,607,000 | 19,910,000 | 20,403,000 | 21,107,000 |
| Risk-weighted assets | 107,558,000 | 117,528,000 | 121,667,000 | 123,945,000 |