Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 162,555,000 | 163,612,000 | 178,239,000 | 181,620,000 |
| Total loans | 96,545,000 | 100,582,000 | 114,115,000 | 106,941,000 |
| Allowance for loan losses | 751,000 | 701,000 | 697,000 | 661,000 |
| Securities available for sale | 32,259,000 | 32,259,000 | 32,910,000 | 31,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,907,000 | 140,029,000 | 133,970,000 | 149,746,000 |
| Interest-bearing deposits | 115,637,000 | 110,896,000 | 108,637,000 | 114,809,000 |
| Noninterest-bearing deposits | 25,270,000 | 29,133,000 | 25,333,000 | 34,937,000 |
| Equity capital | 14,959,000 | 14,645,000 | 15,549,000 | 16,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,521,000 | 6,748,000 | 8,862,000 |
| Interest expense | 930,000 | 1,682,000 | 2,410,000 | 3,076,000 |
| Net interest income | 1,419,000 | 2,839,000 | 4,338,000 | 5,786,000 |
| Noninterest income | 341,000 | 672,000 | 994,000 | 1,279,000 |
| Noninterest expense | 1,065,000 | 2,169,000 | 3,296,000 | 4,450,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 701,000 | 1,347,000 | 2,041,000 | 2,614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 701,000 | 1,347,000 | 2,041,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,672,000 | 14,010,000 | 14,499,000 | 15,071,000 |
| Total capital | 14,423,000 | 14,711,000 | 15,196,000 | 15,732,000 |
| Risk-weighted assets | 112,047,000 | 114,405,000 | 126,851,000 | 121,467,000 |