Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,254,000 | 143,099,000 | 151,281,000 | 162,848,000 |
| Total loans | 94,353,000 | 93,849,000 | 101,479,000 | 99,629,000 |
| Allowance for loan losses | 684,000 | 685,000 | 685,000 | 683,000 |
| Securities available for sale | 37,499,000 | 35,431,000 | 33,535,000 | 34,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,586,000 | 125,360,000 | 129,491,000 | 139,486,000 |
| Interest-bearing deposits | 100,533,000 | 99,777,000 | 105,254,000 | 109,485,000 |
| Noninterest-bearing deposits | 28,053,000 | 25,583,000 | 24,237,000 | 30,001,000 |
| Equity capital | 13,022,000 | 12,927,000 | 13,945,000 | 14,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,445,000 | 4,891,000 | 7,372,000 | 9,813,000 |
| Interest expense | 1,019,000 | 2,023,000 | 3,037,000 | 4,065,000 |
| Net interest income | 1,426,000 | 2,868,000 | 4,335,000 | 5,748,000 |
| Noninterest income | 304,000 | 598,000 | 908,000 | 1,228,000 |
| Noninterest expense | 1,099,000 | 2,213,000 | 3,261,000 | 4,335,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 631,000 | 1,253,000 | 1,975,000 | 2,634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,253,000 | 1,975,000 | 2,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,735,000 | 13,020,000 | 13,560,000 | 14,221,000 |
| Total capital | 13,419,000 | 13,705,000 | 14,245,000 | 14,904,000 |
| Risk-weighted assets | 107,096,000 | 107,432,000 | 114,830,000 | 116,133,000 |