Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,339,000 | 133,543,000 | 139,312,000 | 143,780,000 |
| Total loans | 84,718,000 | 87,401,000 | 89,196,000 | 84,058,000 |
| Allowance for loan losses | 737,000 | 751,000 | 751,000 | 685,000 |
| Securities available for sale | 34,620,000 | 34,153,000 | 37,737,000 | 40,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,509,000 | 119,093,000 | 121,467,000 | 128,496,000 |
| Interest-bearing deposits | 99,977,000 | 95,651,000 | 97,951,000 | 101,169,000 |
| Noninterest-bearing deposits | 26,532,000 | 23,442,000 | 23,516,000 | 27,327,000 |
| Equity capital | 12,188,000 | 12,702,000 | 13,030,000 | 13,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,689,000 | 5,660,000 | 7,739,000 |
| Interest expense | 414,000 | 875,000 | 1,392,000 | 2,009,000 |
| Net interest income | 1,418,000 | 2,814,000 | 4,268,000 | 5,730,000 |
| Noninterest income | 299,000 | 689,000 | 1,036,000 | 1,643,000 |
| Noninterest expense | 1,106,000 | 2,151,000 | 3,280,000 | 4,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 682,000 | 1,358,000 | 2,029,000 | 2,835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,358,000 | 2,029,000 | 2,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,811,000 | 12,185,000 | 12,651,000 | 13,457,000 |
| Total capital | 12,548,000 | 12,936,000 | 13,402,000 | 14,142,000 |
| Risk-weighted assets | 93,161,000 | 95,560,000 | 98,812,000 | 95,688,000 |