Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 143,263,000 | 144,374,000 | 148,840,000 | 141,266,000 |
| Total loans | 81,068,000 | 88,698,000 | 96,821,000 | 87,567,000 |
| Allowance for loan losses | 818,000 | 829,000 | 799,000 | 784,000 |
| Securities available for sale | 26,869,000 | 38,484,000 | 36,254,000 | 37,741,000 |
| Securities held to maturity | 15,693,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,485,000 | 124,318,000 | 117,033,000 | 126,681,000 |
| Interest-bearing deposits | 107,167,000 | 101,621,000 | 96,118,000 | 97,473,000 |
| Noninterest-bearing deposits | 23,318,000 | 22,697,000 | 20,915,000 | 29,208,000 |
| Equity capital | 12,000,000 | 11,894,000 | 13,003,000 | 13,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,307,000 | 5,162,000 | 6,975,000 |
| Interest expense | 338,000 | 688,000 | 1,069,000 | 1,462,000 |
| Net interest income | 1,301,000 | 2,619,000 | 4,093,000 | 5,513,000 |
| Noninterest income | 291,000 | 602,000 | 885,000 | 1,210,000 |
| Noninterest expense | 1,061,000 | 2,086,000 | 3,167,000 | 4,236,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 533,000 | 1,137,000 | 1,815,000 | 2,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 533,000 | 1,137,000 | 1,815,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,036,000 | 11,480,000 | 11,974,000 | 12,260,000 |
| Total capital | 11,854,000 | 12,309,000 | 12,773,000 | 13,044,000 |
| Risk-weighted assets | 91,299,000 | 97,836,000 | 104,845,000 | 96,055,000 |