Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 141,506,000 | 146,425,000 | 140,657,000 | 146,277,000 |
| Total loans | 75,920,000 | 85,741,000 | 87,199,000 | 84,337,000 |
| Allowance for loan losses | 518,000 | 512,000 | 558,000 | 770,000 |
| Securities available for sale | 21,631,000 | 23,067,000 | 17,686,000 | 19,691,000 |
| Securities held to maturity | 14,505,000 | 14,798,000 | 14,424,000 | 16,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,659,000 | 126,533,000 | 124,969,000 | 131,445,000 |
| Interest-bearing deposits | 104,754,000 | 104,715,000 | 100,760,000 | 103,888,000 |
| Noninterest-bearing deposits | 20,905,000 | 21,818,000 | 24,209,000 | 27,557,000 |
| Equity capital | 13,247,000 | 13,700,000 | 14,037,000 | 14,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,367,000 | 5,008,000 | 6,620,000 |
| Interest expense | 453,000 | 871,000 | 1,250,000 | 1,599,000 |
| Net interest income | 1,220,000 | 2,496,000 | 3,758,000 | 5,021,000 |
| Noninterest income | 304,000 | 701,000 | 1,009,000 | 1,408,000 |
| Noninterest expense | 1,038,000 | 2,080,000 | 3,136,000 | 4,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 324,000 |
| Pretax income | 486,000 | 1,130,000 | 1,644,000 | 1,861,000 |
| Income tax | 0 | 0 | 0 | 65,000 |
| Net income | 486,000 | 1,130,000 | 1,644,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,284,000 | 12,820,000 | 13,188,000 | 13,156,000 |
| Total capital | 12,802,000 | 13,332,000 | 13,746,000 | 13,926,000 |
| Risk-weighted assets | 86,067,000 | 95,232,000 | 95,394,000 | 94,326,000 |