Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,163,000 | 129,705,000 | 135,342,000 | 144,427,000 |
| Total loans | 71,618,000 | 75,228,000 | 81,822,000 | 76,440,000 |
| Allowance for loan losses | 549,000 | 570,000 | 552,000 | 534,000 |
| Securities available for sale | 16,652,000 | 18,675,000 | 17,481,000 | 16,058,000 |
| Securities held to maturity | 15,088,000 | 15,474,000 | 14,221,000 | 15,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,501,000 | 113,377,000 | 115,447,000 | 128,114,000 |
| Interest-bearing deposits | 101,388,000 | 95,700,000 | 97,127,000 | 104,345,000 |
| Noninterest-bearing deposits | 17,113,000 | 17,677,000 | 18,320,000 | 23,769,000 |
| Equity capital | 12,912,000 | 13,412,000 | 13,520,000 | 13,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,952,000 | 3,864,000 | 5,861,000 | 7,694,000 |
| Interest expense | 650,000 | 1,229,000 | 1,775,000 | 2,306,000 |
| Net interest income | 1,302,000 | 2,635,000 | 4,086,000 | 5,388,000 |
| Noninterest income | 299,000 | 594,000 | 924,000 | 1,240,000 |
| Noninterest expense | 1,072,000 | 2,179,000 | 3,243,000 | 4,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 529,000 | 1,050,000 | 1,769,000 | 2,306,000 |
| Income tax | 13,000 | 25,000 | 38,000 | 51,000 |
| Net income | 516,000 | 1,025,000 | 1,731,000 | 2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,014,000 | 12,342,000 | 12,385,000 | 12,480,000 |
| Total capital | 12,563,000 | 12,912,000 | 12,937,000 | 13,014,000 |
| Risk-weighted assets | 78,916,000 | 82,008,000 | 88,248,000 | 86,093,000 |