Call reports 2023
INLAND BANK AND TRUST — 2023
What INLAND BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Total assets | 1,205,157,000 | 1,191,380,000 |
| Total loans | 881,835,000 | 861,497,000 |
| Allowance for loan losses | 11,363,000 | 11,243,000 |
| Securities available for sale | 201,333,000 | 190,245,000 |
| Securities held to maturity | 60,335,000 | 59,668,000 |
| Trading assets | 0 | 0 |
| Total deposits | 967,394,000 | 968,608,000 |
| Interest-bearing deposits | 740,530,000 | 758,535,000 |
| Noninterest-bearing deposits | 226,864,000 | 210,074,000 |
| Equity capital | 168,580,000 | 165,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Interest income | 14,137,000 | 28,923,000 |
| Interest expense | 3,953,000 | 9,332,000 |
| Net interest income | 10,184,000 | 19,591,000 |
| Noninterest income | 725,000 | 1,156,000 |
| Noninterest expense | 7,169,000 | 18,256,000 |
| Provision for loan losses | 225,000 | -25,000 |
| Pretax income | 3,328,000 | 2,327,000 |
| Income tax | 842,000 | 491,000 |
| Net income | 2,486,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 |
|---|---|---|
| Tier 1 capital | 180,047,000 | 179,399,000 |
| Total capital | 191,560,000 | 190,792,000 |
| Risk-weighted assets | 1,104,566,000 | 1,062,752,000 |