Call reports 2021
INLAND BANK AND TRUST — 2021
What INLAND BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,306,526,000 | 1,287,367,000 | 1,294,662,000 | 1,281,203,000 |
| Total loans | 947,132,000 | 936,038,000 | 879,413,000 | 841,273,000 |
| Allowance for loan losses | 13,563,000 | 13,615,000 | 13,700,000 | 10,861,000 |
| Securities available for sale | 239,159,000 | 230,980,000 | 237,447,000 | 258,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,118,743,000 | 1,101,776,000 | 1,107,910,000 | 1,095,725,000 |
| Interest-bearing deposits | 887,373,000 | 876,275,000 | 850,656,000 | 825,292,000 |
| Noninterest-bearing deposits | 231,370,000 | 225,501,000 | 257,254,000 | 270,433,000 |
| Equity capital | 164,711,000 | 168,796,000 | 171,911,000 | 173,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,085,000 | 20,247,000 | 30,640,000 | 40,400,000 |
| Interest expense | 1,030,000 | 1,832,000 | 2,492,000 | 2,999,000 |
| Net interest income | 9,055,000 | 18,415,000 | 28,148,000 | 37,401,000 |
| Noninterest income | 11,572,000 | 20,495,000 | 29,966,000 | 36,739,000 |
| Noninterest expense | 13,689,000 | 26,859,000 | 40,458,000 | 52,324,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 6,638,000 | 11,451,000 | 16,756,000 | 20,616,000 |
| Income tax | 1,772,000 | 3,043,000 | 4,454,000 | 5,462,000 |
| Net income | 4,866,000 | 8,408,000 | 12,302,000 | 15,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,011,000 | 164,560,000 | 168,478,000 | 171,330,000 |
| Total capital | 174,674,000 | 178,275,000 | 182,101,000 | 182,291,000 |
| Risk-weighted assets | 1,107,376,000 | 1,116,255,000 | 1,089,665,000 | 1,069,909,000 |