Call reports 2020
INLAND BANK AND TRUST — 2020
What INLAND BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,139,707,000 | 1,207,316,000 | 1,252,239,000 | 1,288,228,000 |
| Total loans | 858,494,000 | 882,848,000 | 921,120,000 | 905,435,000 |
| Allowance for loan losses | 11,836,000 | 12,925,000 | 12,138,000 | 13,297,000 |
| Securities available for sale | 210,091,000 | 200,756,000 | 220,409,000 | 242,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 968,795,000 | 1,038,975,000 | 1,077,763,000 | 1,106,197,000 |
| Interest-bearing deposits | 807,773,000 | 847,040,000 | 893,502,000 | 916,161,000 |
| Noninterest-bearing deposits | 161,022,000 | 191,934,000 | 184,261,000 | 190,036,000 |
| Equity capital | 144,495,000 | 150,993,000 | 157,040,000 | 161,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,236,000 | 21,551,000 | 31,584,000 | 42,216,000 |
| Interest expense | 2,649,000 | 4,568,000 | 6,280,000 | 7,702,000 |
| Net interest income | 8,587,000 | 16,983,000 | 25,304,000 | 34,514,000 |
| Noninterest income | 4,746,000 | 14,771,000 | 29,533,000 | 41,618,000 |
| Noninterest expense | 11,319,000 | 23,911,000 | 38,169,000 | 52,995,000 |
| Provision for loan losses | 625,000 | 1,350,000 | 2,575,000 | 3,800,000 |
| Pretax income | 1,299,000 | 6,821,000 | 14,422,000 | 19,666,000 |
| Income tax | 301,000 | 1,758,000 | 3,790,000 | 5,167,000 |
| Net income | 998,000 | 5,063,000 | 10,632,000 | 14,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,611,000 | 146,685,000 | 152,261,000 | 156,137,000 |
| Total capital | 154,512,000 | 159,525,000 | 164,499,000 | 169,534,000 |
| Risk-weighted assets | 1,023,751,000 | 1,027,031,000 | 1,084,582,000 | 1,077,032,000 |