Call reports 2019
INLAND BANK AND TRUST — 2019
What INLAND BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,093,283,000 | 1,126,318,000 | 1,112,405,000 | 1,123,482,000 |
| Total loans | 766,818,000 | 794,667,000 | 829,924,000 | 820,435,000 |
| Allowance for loan losses | 10,082,000 | 10,302,000 | 10,424,000 | 10,699,000 |
| Securities available for sale | 232,753,000 | 210,412,000 | 211,020,000 | 206,154,000 |
| Securities held to maturity | 14,385,000 | 14,400,000 | 14,415,000 | 14,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 951,957,000 | 982,300,000 | 961,669,000 | 969,705,000 |
| Interest-bearing deposits | 805,470,000 | 827,427,000 | 816,997,000 | 817,351,000 |
| Noninterest-bearing deposits | 146,487,000 | 154,873,000 | 144,672,000 | 152,354,000 |
| Equity capital | 133,705,000 | 137,260,000 | 141,049,000 | 142,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,093,000 | 24,103,000 | 36,136,000 | 47,763,000 |
| Interest expense | 3,152,000 | 6,541,000 | 10,081,000 | 13,152,000 |
| Net interest income | 8,941,000 | 17,562,000 | 26,055,000 | 34,611,000 |
| Noninterest income | 3,590,000 | 8,844,000 | 15,868,000 | 21,107,000 |
| Noninterest expense | 9,474,000 | 21,437,000 | 32,449,000 | 43,436,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,832,000 | 4,988,000 | 9,291,000 | 11,874,000 |
| Income tax | 728,000 | 1,269,000 | 2,374,000 | 3,030,000 |
| Net income | 2,104,000 | 3,719,000 | 6,917,000 | 8,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,831,000 | 136,450,000 | 139,669,000 | 141,605,000 |
| Total capital | 144,963,000 | 146,802,000 | 150,143,000 | 152,369,000 |
| Risk-weighted assets | 904,245,000 | 935,679,000 | 960,715,000 | 966,670,000 |