Call reports 2018
INLAND BANK AND TRUST — 2018
What INLAND BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,068,637,000 | 1,100,760,000 | 1,117,566,000 | 1,107,438,000 |
| Total loans | 775,221,000 | 821,329,000 | 816,073,000 | 803,349,000 |
| Allowance for loan losses | 11,554,000 | 11,912,000 | 12,111,000 | 9,875,000 |
| Securities available for sale | 211,533,000 | 210,035,000 | 201,695,000 | 208,409,000 |
| Securities held to maturity | 14,332,000 | 14,340,000 | 14,365,000 | 14,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 917,607,000 | 946,585,000 | 967,640,000 | 969,771,000 |
| Interest-bearing deposits | 778,121,000 | 800,626,000 | 820,401,000 | 827,584,000 |
| Noninterest-bearing deposits | 139,486,000 | 145,959,000 | 147,239,000 | 142,187,000 |
| Equity capital | 123,012,000 | 124,959,000 | 126,565,000 | 129,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,575,000 | 21,758,000 | 33,664,000 | 45,970,000 |
| Interest expense | 1,853,000 | 4,143,000 | 6,931,000 | 9,939,000 |
| Net interest income | 8,722,000 | 17,615,000 | 26,733,000 | 36,031,000 |
| Noninterest income | 3,634,000 | 7,899,000 | 11,714,000 | 15,038,000 |
| Noninterest expense | 9,452,000 | 18,982,000 | 28,274,000 | 39,183,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,754,000 | 6,232,000 | 9,754,000 | 11,317,000 |
| Income tax | 669,000 | 1,513,000 | 2,436,000 | 2,815,000 |
| Net income | 2,085,000 | 4,719,000 | 7,318,000 | 8,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,188,000 | 128,895,000 | 131,512,000 | 132,701,000 |
| Total capital | 137,018,000 | 140,645,000 | 143,250,000 | 142,626,000 |
| Risk-weighted assets | 865,189,000 | 939,565,000 | 938,613,000 | 926,549,000 |