Call reports 2017
INLAND BANK AND TRUST — 2017
What INLAND BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,061,385,000 | 1,057,587,000 | 1,043,315,000 | 1,026,120,000 |
| Total loans | 738,774,000 | 777,821,000 | 749,147,000 | 743,698,000 |
| Allowance for loan losses | 10,786,000 | 13,695,000 | 12,932,000 | 11,405,000 |
| Securities available for sale | 215,869,000 | 211,743,000 | 208,847,000 | 214,257,000 |
| Securities held to maturity | 14,274,000 | 14,292,000 | 14,312,000 | 14,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 901,741,000 | 908,176,000 | 900,737,000 | 894,615,000 |
| Interest-bearing deposits | 753,675,000 | 756,080,000 | 761,400,000 | 747,935,000 |
| Noninterest-bearing deposits | 148,066,000 | 152,096,000 | 139,337,000 | 146,681,000 |
| Equity capital | 118,273,000 | 121,214,000 | 124,147,000 | 123,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,766,000 | 20,230,000 | 31,009,000 | 41,360,000 |
| Interest expense | 1,252,000 | 2,672,000 | 4,255,000 | 5,911,000 |
| Net interest income | 8,514,000 | 17,558,000 | 26,754,000 | 35,449,000 |
| Noninterest income | 3,140,000 | 7,921,000 | 13,139,000 | 17,240,000 |
| Noninterest expense | 9,240,000 | 19,532,000 | 29,855,000 | 40,403,000 |
| Provision for loan losses | 500,000 | 0 | 0 | 0 |
| Pretax income | 1,943,000 | 5,976,000 | 10,067,000 | 12,289,000 |
| Income tax | 669,000 | 2,135,000 | 3,415,000 | 6,026,000 |
| Net income | 1,274,000 | 3,841,000 | 6,652,000 | 6,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,008,000 | 121,270,000 | 124,192,000 | 124,146,000 |
| Total capital | 127,393,000 | 132,051,000 | 134,627,000 | 134,565,000 |
| Risk-weighted assets | 829,815,000 | 859,256,000 | 832,092,000 | 832,033,000 |