Call reports 2016
INLAND BANK AND TRUST — 2016
What INLAND BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,095,699,000 | 1,056,888,000 | 1,039,729,000 | 1,020,784,000 |
| Total loans | 740,761,000 | 713,493,000 | 710,240,000 | 721,905,000 |
| Allowance for loan losses | 12,808,000 | 13,343,000 | 11,892,000 | 10,678,000 |
| Securities available for sale | 226,828,000 | 243,530,000 | 224,804,000 | 220,765,000 |
| Securities held to maturity | 14,218,000 | 14,227,000 | 14,238,000 | 14,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 925,451,000 | 880,899,000 | 866,060,000 | 855,978,000 |
| Interest-bearing deposits | 772,495,000 | 733,365,000 | 726,579,000 | 714,599,000 |
| Noninterest-bearing deposits | 152,956,000 | 147,534,000 | 139,481,000 | 141,379,000 |
| Equity capital | 131,082,000 | 134,343,000 | 132,835,000 | 116,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,964,000 | 19,896,000 | 29,280,000 | 38,517,000 |
| Interest expense | 1,224,000 | 2,500,000 | 3,748,000 | 4,952,000 |
| Net interest income | 8,740,000 | 17,396,000 | 25,532,000 | 33,565,000 |
| Noninterest income | 4,102,000 | 9,433,000 | 15,349,000 | 20,947,000 |
| Noninterest expense | 8,982,000 | 18,912,000 | 29,587,000 | 39,470,000 |
| Provision for loan losses | 850,000 | 1,900,000 | 6,950,000 | 7,350,000 |
| Pretax income | 3,132,000 | 6,304,000 | 4,945,000 | 8,311,000 |
| Income tax | 1,145,000 | 2,302,000 | 1,707,000 | 2,925,000 |
| Net income | 1,987,000 | 4,002,000 | 3,238,000 | 5,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,724,000 | 129,077,000 | 127,186,000 | 115,110,000 |
| Total capital | 136,625,000 | 139,591,000 | 137,429,000 | 125,286,000 |
| Risk-weighted assets | 868,882,000 | 837,218,000 | 816,278,000 | 812,366,000 |