Call reports 2015
INLAND BANK AND TRUST — 2015
What INLAND BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,127,461,000 | 1,100,014,000 | 1,084,286,000 | 1,073,879,000 |
| Total loans | 795,395,000 | 759,111,000 | 718,867,000 | 768,213,000 |
| Allowance for loan losses | 19,868,000 | 19,933,000 | 18,306,000 | 11,885,000 |
| Securities available for sale | 217,055,000 | 225,963,000 | 232,066,000 | 227,674,000 |
| Securities held to maturity | 14,109,000 | 14,144,000 | 14,178,000 | 14,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,215,000 | 935,044,000 | 924,422,000 | 898,797,000 |
| Interest-bearing deposits | 822,200,000 | 803,318,000 | 786,669,000 | 763,385,000 |
| Noninterest-bearing deposits | 132,015,000 | 131,726,000 | 137,753,000 | 135,412,000 |
| Equity capital | 126,475,000 | 127,919,000 | 126,960,000 | 126,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,731,000 | 22,351,000 | 32,412,000 | 42,517,000 |
| Interest expense | 1,321,000 | 2,591,000 | 3,806,000 | 4,991,000 |
| Net interest income | 10,410,000 | 19,760,000 | 28,606,000 | 37,526,000 |
| Noninterest income | 4,400,000 | 10,415,000 | 16,129,000 | 20,241,000 |
| Noninterest expense | 9,486,000 | 19,271,000 | 29,383,000 | 38,641,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 10,050,000 | 11,550,000 |
| Pretax income | 4,248,000 | 8,778,000 | 5,534,000 | 7,897,000 |
| Income tax | 1,640,000 | 3,385,000 | 1,988,000 | 2,843,000 |
| Net income | 2,608,000 | 5,393,000 | 3,546,000 | 5,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,870,000 | 126,362,000 | 125,344,000 | 122,494,000 |
| Total capital | 133,239,000 | 137,348,000 | 135,981,000 | 133,686,000 |
| Risk-weighted assets | 901,086,000 | 869,946,000 | 843,287,000 | 891,869,000 |