Call reports 2011
INLAND BANK AND TRUST — 2011
What INLAND BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,192,726,000 | 1,207,191,000 | 1,325,207,000 | 1,235,650,000 |
| Total loans | 778,904,000 | 765,628,000 | 813,230,000 | 770,316,000 |
| Allowance for loan losses | 23,280,000 | 24,488,000 | 24,126,000 | 25,974,000 |
| Securities available for sale | 252,247,000 | 263,595,000 | 311,150,000 | 314,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 990,032,000 | 1,003,706,000 | 1,116,261,000 | 1,091,207,000 |
| Interest-bearing deposits | 926,122,000 | 931,807,000 | 1,032,945,000 | 1,005,994,000 |
| Noninterest-bearing deposits | 63,910,000 | 71,899,000 | 83,316,000 | 85,213,000 |
| Equity capital | 152,535,000 | 155,636,000 | 157,004,000 | 105,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,317,000 | 26,582,000 | 40,183,000 | 54,631,000 |
| Interest expense | 4,073,000 | 7,804,000 | 11,425,000 | 14,169,000 |
| Net interest income | 9,244,000 | 18,778,000 | 28,758,000 | 40,462,000 |
| Noninterest income | 1,384,000 | 2,690,000 | 4,544,000 | 16,999,000 |
| Noninterest expense | 6,583,000 | 13,115,000 | 21,481,000 | 29,063,000 |
| Provision for loan losses | 2,500,000 | 5,050,000 | 7,100,000 | 76,905,000 |
| Pretax income | 1,745,000 | 3,522,000 | 5,385,000 | -47,778,000 |
| Income tax | 578,000 | 929,000 | 1,553,000 | 0 |
| Net income | 1,167,000 | 2,593,000 | 3,832,000 | -47,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,395,000 | 114,932,000 | 115,265,000 | 59,817,000 |
| Total capital | 124,476,000 | 125,890,000 | 127,093,000 | 71,025,000 |
| Risk-weighted assets | 874,304,000 | 863,089,000 | 933,854,000 | 881,905,000 |