Call reports 2007
INLAND BANK AND TRUST — 2007
What INLAND BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 259,829,000 | 261,543,000 | 299,996,000 | 303,289,000 |
| Total loans | 210,201,000 | 210,948,000 | 216,079,000 | 222,876,000 |
| Allowance for loan losses | 5,386,000 | 5,405,000 | 2,990,000 | 2,990,000 |
| Securities available for sale | 33,752,000 | 34,056,000 | 33,604,000 | 30,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,246,000 | 218,680,000 | 212,609,000 | 206,414,000 |
| Interest-bearing deposits | 202,180,000 | 194,369,000 | 186,662,000 | 182,854,000 |
| Noninterest-bearing deposits | 24,066,000 | 24,311,000 | 25,947,000 | 23,560,000 |
| Equity capital | 24,116,000 | 24,172,000 | 53,536,000 | 54,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,561,000 | 9,047,000 | 1,532,000 | 6,062,000 |
| Interest expense | 2,430,000 | 4,855,000 | 868,000 | 3,433,000 |
| Net interest income | 2,131,000 | 4,192,000 | 664,000 | 2,629,000 |
| Noninterest income | 173,000 | 321,000 | 48,000 | 207,000 |
| Noninterest expense | 1,560,000 | 3,092,000 | 454,000 | 2,055,000 |
| Provision for loan losses | 60,000 | 60,000 | 0 | 0 |
| Pretax income | 684,000 | 1,361,000 | 258,000 | 788,000 |
| Income tax | -5,000 | 203,000 | 90,000 | 243,000 |
| Net income | 689,000 | 1,158,000 | 168,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,891,000 | 22,360,000 | 21,381,000 | 20,950,000 |
| Total capital | 24,686,000 | 25,172,000 | 24,231,000 | 23,846,000 |
| Risk-weighted assets | 221,018,000 | 222,403,000 | 227,835,000 | 231,605,000 |