Call reports 2002
INLAND BANK AND TRUST — 2002
What INLAND BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,182,000 | 130,041,000 | 132,739,000 | 131,237,000 |
| Total loans | 89,651,000 | 92,241,000 | 97,037,000 | 95,079,000 |
| Allowance for loan losses | 872,000 | 876,000 | 902,000 | 935,000 |
| Securities available for sale | 20,849,000 | 22,088,000 | 19,573,000 | 18,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,700,000 | 109,277,000 | 108,567,000 | 109,401,000 |
| Interest-bearing deposits | 80,674,000 | 92,411,000 | 90,355,000 | 91,019,000 |
| Noninterest-bearing deposits | 17,026,000 | 16,866,000 | 18,212,000 | 18,382,000 |
| Equity capital | 11,446,000 | 11,869,000 | 12,264,000 | 12,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 3,687,000 | 5,591,000 | 7,509,000 |
| Interest expense | 682,000 | 1,390,000 | 2,065,000 | 2,640,000 |
| Net interest income | 1,126,000 | 2,297,000 | 3,526,000 | 4,869,000 |
| Noninterest income | 135,000 | 271,000 | 401,000 | 591,000 |
| Noninterest expense | 1,002,000 | 2,005,000 | 3,042,000 | 4,158,000 |
| Provision for loan losses | 90,000 | 210,000 | 330,000 | 450,000 |
| Pretax income | 170,000 | 402,000 | 604,000 | 901,000 |
| Income tax | 0 | 0 | 0 | 70,000 |
| Net income | 170,000 | 402,000 | 604,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,459,000 | 9,691,000 | 9,893,000 | 10,120,000 |
| Total capital | 10,331,000 | 10,567,000 | 10,795,000 | 11,055,000 |
| Risk-weighted assets | 97,947,000 | 100,614,000 | 105,846,000 | 106,678,000 |