Call reports 2026
READING CO-OPERATIVE BANK — 2026
What READING CO-OPERATIVE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,176,917,000 | 1,186,904,000 |
| Total loans | 947,242,000 | 969,378,000 |
| Allowance for loan losses | 5,395,000 | 5,513,000 |
| Securities available for sale | 137,048,000 | 134,386,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,048,319,000 | 1,015,475,000 |
| Interest-bearing deposits | 860,491,000 | 824,560,000 |
| Noninterest-bearing deposits | 187,828,000 | 190,915,000 |
| Equity capital | 75,501,000 | 77,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 15,035,000 | 29,947,000 |
| Interest expense | 5,790,000 | 11,428,000 |
| Net interest income | 9,245,000 | 18,519,000 |
| Noninterest income | 697,000 | 1,406,000 |
| Noninterest expense | 8,069,000 | 16,098,000 |
| Provision for loan losses | 228,000 | 583,000 |
| Pretax income | 1,590,000 | 3,202,000 |
| Income tax | 316,000 | 706,000 |
| Net income | 1,274,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,797,000 | 85,069,000 |
| Total capital | 89,471,000 | 90,847,000 |
| Risk-weighted assets | 789,374,000 | 802,053,000 |