Call report 2025Q4
READING CO-OPERATIVE BANK — 2025Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,242,761,000 | USD | evidence → |
| Total loans | 940,331,000 | USD | evidence → |
| Allowance for loan losses | 5,327,000 | USD | evidence → |
| Securities available for sale | 139,544,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,114,066,000 | USD | evidence → |
| Interest-bearing deposits | 925,352,000 | USD | evidence → |
| Noninterest-bearing deposits | 188,714,000 | USD | evidence → |
| Equity capital | 74,256,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,159,000 | USD | evidence → |
| Interest expense | 23,776,000 | USD | evidence → |
| Net interest income | 32,383,000 | USD | evidence → |
| Noninterest income | 3,292,000 | USD | evidence → |
| Noninterest expense | 28,634,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 6,600,000 | USD | evidence → |
| Income tax | 842,000 | USD | evidence → |
| Net income | 5,758,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,742,000 | USD | evidence → |
| Total capital | 87,304,000 | USD | evidence → |
| Risk-weighted assets | 794,107,000 | USD | evidence → |