Call report 2023Q4
READING CO-OPERATIVE BANK — 2023Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 907,162,000 | USD | evidence → |
| Total loans | 700,495,000 | USD | evidence → |
| Allowance for loan losses | 4,820,000 | USD | evidence → |
| Securities available for sale | 152,661,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 687,407,000 | USD | evidence → |
| Interest-bearing deposits | 534,801,000 | USD | evidence → |
| Noninterest-bearing deposits | 152,606,000 | USD | evidence → |
| Equity capital | 53,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,317,000 | USD | evidence → |
| Interest expense | 15,504,000 | USD | evidence → |
| Net interest income | 21,813,000 | USD | evidence → |
| Noninterest income | 1,863,000 | USD | evidence → |
| Noninterest expense | 22,101,000 | USD | evidence → |
| Provision for loan losses | 535,000 | USD | evidence → |
| Pretax income | 977,000 | USD | evidence → |
| Income tax | -174,000 | USD | evidence → |
| Net income | 1,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,652,000 | USD | evidence → |
| Total capital | 73,878,000 | USD | evidence → |
| Risk-weighted assets | 576,641,000 | USD | evidence → |