Call report 2022Q4
READING CO-OPERATIVE BANK — 2022Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 795,668,000 | USD | evidence → |
| Total loans | 603,203,000 | USD | evidence → |
| Allowance for loan losses | 4,540,000 | USD | evidence → |
| Securities available for sale | 136,139,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 657,322,000 | USD | evidence → |
| Interest-bearing deposits | 481,753,000 | USD | evidence → |
| Noninterest-bearing deposits | 175,569,000 | USD | evidence → |
| Equity capital | 51,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,299,000 | USD | evidence → |
| Interest expense | 2,063,000 | USD | evidence → |
| Net interest income | 24,236,000 | USD | evidence → |
| Noninterest income | 2,066,000 | USD | evidence → |
| Noninterest expense | 17,833,000 | USD | evidence → |
| Provision for loan losses | 912,000 | USD | evidence → |
| Pretax income | 7,560,000 | USD | evidence → |
| Income tax | 1,729,000 | USD | evidence → |
| Net income | 5,831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,594,000 | USD | evidence → |
| Total capital | 72,134,000 | USD | evidence → |
| Risk-weighted assets | 519,026,000 | USD | evidence → |