Call report 2021Q4
READING CO-OPERATIVE BANK — 2021Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 722,463,000 | USD | evidence → |
| Total loans | 525,423,000 | USD | evidence → |
| Allowance for loan losses | 3,641,000 | USD | evidence → |
| Securities available for sale | 110,325,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 648,519,000 | USD | evidence → |
| Interest-bearing deposits | 476,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 171,781,000 | USD | evidence → |
| Equity capital | 62,091,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,528,000 | USD | evidence → |
| Interest expense | 1,595,000 | USD | evidence → |
| Net interest income | 21,933,000 | USD | evidence → |
| Noninterest income | 1,750,000 | USD | evidence → |
| Noninterest expense | 17,295,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 6,288,000 | USD | evidence → |
| Income tax | 1,481,000 | USD | evidence → |
| Net income | 4,807,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,638,000 | USD | evidence → |
| Total capital | 65,279,000 | USD | evidence → |
| Risk-weighted assets | 446,656,000 | USD | evidence → |