Call report 2020Q4
READING CO-OPERATIVE BANK — 2020Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 649,197,000 | USD | evidence → |
| Total loans | 488,561,000 | USD | evidence → |
| Allowance for loan losses | 3,536,000 | USD | evidence → |
| Securities available for sale | 79,295,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 542,825,000 | USD | evidence → |
| Interest-bearing deposits | 406,329,000 | USD | evidence → |
| Noninterest-bearing deposits | 136,496,000 | USD | evidence → |
| Equity capital | 59,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,889,000 | USD | evidence → |
| Interest expense | 3,123,000 | USD | evidence → |
| Net interest income | 20,766,000 | USD | evidence → |
| Noninterest income | 1,766,000 | USD | evidence → |
| Noninterest expense | 15,760,000 | USD | evidence → |
| Provision for loan losses | 778,000 | USD | evidence → |
| Pretax income | 6,002,000 | USD | evidence → |
| Income tax | 1,356,000 | USD | evidence → |
| Net income | 4,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,189,000 | USD | evidence → |
| Total capital | 61,725,000 | USD | evidence → |
| Risk-weighted assets | 432,286,000 | USD | evidence → |